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With more than 10,000 Bill Payment Centers in every major metropolitan area, PayXchange is a comprehensive network of walk-in payment centers providing bill pay and prepaid services and products nationwide—tens of thousands of people are using our services every day.


PayXchange is the retail brand of Softgate Systems


PayXchange services meet the needs of cash-preferred consumers allowing them financial freedom and flexibility. Powered by Softgate Systems’ Retail Payments Exchange, our signature bill payment product enables consumers to make domestic and international payments to over 1,500 Billers. Instead of going to Biller locations to pay in person or sending money orders, PayXchange customers can 


make all payments from a nearby Bill Payment Center location. Our prepaid services include wireless and long distance, debit cards, gift cards, and international top-ups, giving the cash-preferred population a safe, secure, and affordable resource for their purchasing needs.

Learn more about PayXchange services.